Blog Page - Bob Sawyer

Financial Fundamentals for Homebuyers [INFOGRAPHIC]

January 22, 2021 by bsawyer

Some Highlights When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses. From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on track from the beginning. Let’s connect […]

What Experts Are Saying about the 2021 Job Market

January 21, 2021 by bsawyer

Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at […]

Owning a Home Is Still More Affordable Than Renting One

January 20, 2021 by bsawyer

If spending more time at home over the past year is making you really think hard about owning a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, […]

Should I Wait for Lower Mortgage Interest Rates to Buy a Home?

January 19, 2021 by bsawyer

Historically low mortgage rates are a big motivator for those looking to buy a home right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they should put their plans on hold and wait for the […]

How to Make the Dream of Homeownership a Reality This Year

January 18, 2021 by bsawyer

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many Americans, one […]

Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]

January 15, 2021 by bsawyer

Recommendations when applying for a mortgage in Nevada County, CA There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with […]